b) In the event that a loan is to be granted with a maximum credit limit of less than £1,200, the credit limit is assumed to be an amount equal to that maximum limit. Agreements in which the total amount to be paid by the debtor does not exceed the total amount of credit. *The creditor shall refrain from bracketed passages, except in the case of a contract of which at least part of it is a credit agreement that is not regulated by law. 6 ° the obligation to pay, without undue delay and no later than 30 calendar days after the withdrawal, the interest incurred from the date of granting the loan until the date of repayment, *placed in square brackets to be included by the creditor in agreements in which a document containing the agreement is not separated from the pledge note. Omit creditors “in your pawn note”. . .