As a UBS customer, your accounts are covered by certain safeguards that would come into effect in the unlikely event that UBS Financial Services Inc. fails financially. The firm is a member of the Securities Investor Protection Corporation (SIPC), which offers up to $500,000 in account protection per client, including a maximum of $250,000 for cash receivables. For more information on the company`s protection, including restrictions, see the “Additional Information” section of the “Agreements and Disclosures” brochure. UBS also offers additional protection in addition to standard SIPC account protection. Subject to the terms and limitations of the policy, cash stocks are protected for all your accounts with UBS Financial Services Inc. for up to $1.9 million. On December 10, 2009, the maximum amount to be paid to all UBS Financial Services Inc. clients under the additional directive is $500 million. A full copy of the text of the directive can be obtained upon request.

This page contains the main account agreements and other disclosures we need to make all UBS customers available online in a comfortable location. You will also find information about the protection of the account you receive as a UBS customer. . If you have any questions, please contact your financial advisor. In the meantime, we value your business and look forward to helping you achieve your financial goals. . For more information about SIPC, visit www.sipc.org. UBS Financial Services Inc. is not a bank. Unless otherwise stated, securities and other investments held by UBS Financial Services Inc. are not covered by the FDIC, are not covered by the bank guarantee and may lose value.

Important information about your UBS Signature Visa (Select and Premier Program Levels) credit card account.